- Federal Housing Administration, Underwriting Manual (Washington: FHA, 1938), Part II, Section 9, paragraph 937. https://www.huduser.gov/portal/sites/default/files/pdf/Federal-Housing-Administration-Underwriting-Manual.pdf
- HMDA Annual Data. Consumer Financial Protection Bureau. https://www.consumerfinance.gov/data-research/hmda/
- CRA Examination Reports. Federal Financial Institutions Examination Council. https://www.ffiec.gov/cra/
- Board of Governors of the Federal Reserve System, Survey of Consumer Finances, 2022. https://www.federalreserve.gov/publications/files/scf23.pdf
- Debbie Gruenstein Bocian et al., Foreclosures by Race and Ethnicity (Durham: Center for Responsible Lending, 2010). https://www.responsiblelending.org/mortgage-lending/research-analysis/foreclosures-by-race-and-ethnicity.pdf
- Andre Perry et al., ‘The Devaluation of Assets in Black Neighborhoods,’ Brookings Institution, 2021. https://www.brookings.edu/research/devaluation-of-assets-in-black-neighborhoods/
- Ann Choi et al., ‘Long Island Divided,’ Newsday, November 17, 2019. https://projects.newsday.com/long-island/real-estate-agents-investigation/
- Richard Rothstein, The Color of Law (New York: Liveright, 2017), 63–64.
- Ira Katznelson, When Affirmative Action Was White (New York: Norton, 2005), 113–141.
- U.S. Census Bureau, Quarterly Residential Vacancies and Homeownership, 2023. https://www.census.gov/housing/hvs/
- Civil Rights Cases, 109 U.S. 3 (1883); Plessy v. Ferguson, 163 U.S. 537 (1896); Corrigan v. Buckley, 271 U.S. 323 (1926).
- Shelby County v. Holder, 570 U.S. 529 (2013); Students for Fair Admissions v. Harvard, 600 U.S. 181 (2023).
The Power Is Now Media. is a multimedia company founded in 2009 by Eric L. Frazier, MBA, and is headquartered in Riverside, California. The company focuses on promoting homeownership, financial literacy, and wealth building through various educational platforms.